Step 1
No hard inquiry to get pre qualified, simply complete the form
Step 2
Speak with a Funding Advisor and select the best funding possible
Step 3
Gain access to your funds in as little as 48 hours
01. Personal Credit
With a credit score of 680 or higher, a history of on-time payments, and possession of an existing credit card, you're in a strong position to qualify for business or personal credit lines and cards ranging from $15,000 to $150,000. These credit facilities come with an attractive 0% interest rate for up to 18 months.
02. Income
FICO score of 650, along with verifiable personal income—W-2 for the employed or tax returns from the last two years for the self-employed—and manageable personal debt levels, you are eligible for unsecured loans of up to $50,000, featuring a 5-year repayment term, without the need for collateral, and no pre-payment penalty.
03. Business Financials
With a FICO score of 600 and an average monthly bank statement showing deposits of $15,000 over the past 90 days, you have access to various business loan options. Moreover, with two years of profitable business and personal tax returns, you could qualify for funding opportunities up to $1 million.
Funding Marketplace
Funding Product
Amount
Access
Rates
Terms
Starting
0% Credit Card Stacking
Secure multiple 0% accounts to launch Your business. Cash Accessibility 0% interest Revolving Credit Lines/cards. Available in the name of the business or individual.
$5k - $75k
7 - 10 Days
15.99% - 24.99%
15.99% - 24.99%(0% for 12-15 Months)
Personal Term Loan
Obtain a 5-year loan to fund your business. Many clients use this loan to pay down credit card balances, raise their score and qualify for 0% funds.
$5k - $45k
1 - 5 Days
15.99% - 24.99%
15.99% - 24.99%(0% for 12-15 Months)
Business Line of Credit
Great way to have access to capital when you need it but have no payment unless you spend it.
$5k - $200k
1 - 5 Days
15.99% - 24.99%
15.99% - 24.99%(0% for 12-15 Months)
Short Term Business Loan
Access funds very quickly for any Business expenses. Typically more expensive than alternative options
$5k - $100k
24 - 72 Hours
15.99% - 24.99%
15.99% - 24.99%(0% for 12-15 Months)
Business Term Loan
Great option for longer terms for more established businesses. This is a great resource for general working capital needs.
$20k - $500k
5 - 10 Days
15.99% - 24.99%
15.99% - 24.99%(0% for 12-15 Months)
SBA
Efficient and streamlined SBA loan process. Secure the capital you need today and propel your business forward.
$20k - $500k+
14 - 90 Days
15.99% - 24.99%
15.99% - 24.99%(0% for 12-15 Months)
FREE Pre-Approval With No Impact On Your Credit!
All our clients get the bestpossible funding on ourmarketplace - Guaranteed!
We Help You SaveMoney
Within minutes access the very best businessfunding options available on the entire fundingmarketplace.
Free Pre-ApprovalWith No Negative
Within minutes access the very best businessfunding options available on the entire fundingmarketplace.
1. Apply For Funding
Within minutes access the very best businessfunding options available on the entire fundingmarketplace.
Frequently asked questions
Q. Will applying for funding pre-approval hurt my credit?
No, we are an approved partner in Experian's Soft Pull Credit program so that you can receive a full pre-approval with all of our funding options with 0 impact on your credit.
Q. What types of funding do you offer?
We have a complete funding marketplace with startup options ranging from 0% Business Credit Lines/cards, no Collateral 5-year loans, Business lines of credit, equipment, SBA, and all types of funding options complete with our best funding guarantee.
Q. Does Lendivate provide financing options in all 50 states?
Yes, we serve all 50 states in the US.
Q. How do I sign up to provide funding for my clients?
You can get instant access to our Funding Partner Portal. Contact us to apply.
Q. Do you offer personal funding?
Yes, we assist clients with accessing both personal and business funding.
Q. Do I have to have a legal entity to work with you?
No. Many of our clients are still in the idea phase of their business and have not yet formed their legal entity.
Tired Of Being Turned DownBy Traditional Business Funding Options?
We've Been Fortunate To Secure Funding For Thousands Of Startup Businesses
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Our goal is to help get businesses back to business by providing the best small business & commercial lending options available today.
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Need Support?
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